Living within your means is a great idea, but it may not grow your wealth. Some believe that financial planning is an exercise in living within your means. From my perspective, that is not the entire story. Spending within your means may not have you allocating your money into categories that will sustain you through
It can be difficult to decide what would be considered a ‘sensible’ use of money. Naturally, most people try to save whatever money they have left over after paying for all of the essentials each month. However, though saving money is important, it is not the only good use of each months paycheck. You need
After a long winter, spring is here! And, while it’s a good time to give your home a good cleaning, it’s also a chance to clear out some extra spending that may be cluttering up your everyday budget. Let’s take a look. In bloom The price of groceries can add up quickly. So, with everything
Have you ever wondered what it would be like to order groceries through a service like Peapod, Instacart, or Amazon Fresh? Whether you saved money or not, getting food delivered to your door without making a trip to the grocery store probably sounds like a dream come true. After all, ordering your groceries online would
Trying to trim expenses can seem like a never ending task, as new expenses always pop out of nowhere. With already tight budgets, the task of reducing spending can seem impossible. You’ve already cut out your morning latte and canceled your gym membership – what more can you do? Lowering your expenses is definitely a
We continued looking at the average American family budget, going through each category and examining how one could trim the cost of typical expenses in that category. Here’s the “average American family budget” that we’re looking at: Housing – $10,080Transportation – $9,004 Taxes – $7,432Utilities – $7,068Food – $6,602 Insurance (including things like pensions) –