The U.S. unemployment rate is gradually improving, but many workers understand that their jobs may not be safe. Instead of just hoping they hang on as the fallout from the pandemic worsens, it’s important to take steps now to secure another job or prepare financially for a job loss. One of my clients, an airline
For most of us, 2020 has been an event-filled decade. Ahem, I mean, year. Wait, we’re only halfway through? If we’re going to make it through this roller-coaster ride, keeping our finances in order is essential. For me, major changes in nearly every aspect of my life during the first few months of 2020 have
Money is one of the most common causes of stress and strain in even the strongest relationships. But with a little bit of strategy, communication, and intentionality — and perhaps the help of a certified financial planner (CFP) — managing finances with a partner can be less painful, more productive. Being on the same page
Before my husband and I started working with our financial adviser at the beginning of 2020, we didn’t have much of a plan for our money. We made sure our bills were paid each month and our credit wasn’t terrible, but beyond that, there was no strategy. So while we technically had what we needed
Living within your means is a great idea, but it may not grow your wealth. Some believe that financial planning is an exercise in living within your means. From my perspective, that is not the entire story. Spending within your means may not have you allocating your money into categories that will sustain you through
It can be difficult to decide what would be considered a ‘sensible’ use of money. Naturally, most people try to save whatever money they have left over after paying for all of the essentials each month. However, though saving money is important, it is not the only good use of each months paycheck. You need