After more than 25 years as a financial adviser, I’ve learned there are roughly five places your retirement money can take you – and only one of them is where you want it to be! When we talk about “financial planning,” most people think of it as growing their money while they’re working and then
The words “family” and “budget” are not often seen together. As parents, you may have questions about how much you should get your children involved in family finances. I feel strongly about using your home as an incubator for real life money issues. Otherwise, it’s hard to expect your kids to grow up to understand
Lending and borrowing money from a bank follows certain procedural guidelines that have evolved over centuries. Meanwhile, personal lending — that is making or taking loans with friends and family — has been going on for just as long, but firm guidelines haven’t developed because each situation is unique. There is, however, a way to make family loans safer and
Nuveen’s Third Annual Responsible Investing Survey of over 1,000 affluent investors found there is increased interest in working for, buying from, and investing in socially responsible companies. This is even truer among the millennials surveyed. 92% of millennials agreed with the statement “I care more about having a positive impact on society than doing well
Wedding season is here! That might mean you’ve got more than a few weddings your budget didn’t account for. While celebrating the love between friends and family is certainly a happy occasion, the cost of attending weddings—and especially being a member of the wedding party—can add up quickly. According to USA Today, guests spend between
Becoming wealthy and staying that way takes a certain level of discipline. Sure, an occasional splurge won’t put you in the poor house, but frequent frivolous spending on things that aren’t necessities can quickly erode hard-earned gains. The frugal habits necessary to achieve financial success and maintain it are often simple lessons learned early on.