6 things married couples should talk about when planning for retirement

Fullerton Financial Planning, Steve Fullerton, Investment Adviser, and Co-Founder •
Kiplinger

When they discuss the future, couples in their 50s and 60s often put the focus on their children and grandchildren or the needs of their aging parents. If they get around to talking about themselves at all, they might discuss an upcoming vacation or something that needs fixing around the house. But what they tend

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The unsung role of budget planning in retirement

ChFC, president, Associates, Financial Dynamics, and Isaac Wright •
Kiplinger

Sometimes, the little things make a big difference. You probably remember the proverb about how for want of a nail, eventually, the kingdom was lost. As you edge toward retirement, you don’t want to lose your kingdom because of a detail you hadn’t figured on. Budgets and expense planning can be that overlooked little thing.

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How to tap your retirement savings penalty-free

Founder, Unique Financial Advisors, president, CFP™, and Vid Ponnapalli •
Kiplinger

Saving for retirement is an important financial goal, but many people struggle with it. Some are concerned that it means locking up funds and making them inaccessible for other financial goals. But this, in fact, is a myth. For example, a young 28-year-old entrepreneur once asked me if she could use some of these funds

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Steps to take in the year before you retire

Jane Bennett Clark, Senior Editor, and Kiplinger's Personal Finance •
Kiplinger

You wouldn’t dream of running a marathon without undergoing months of training. Or heading into the wilderness without making sure you have adequate provisions. Or betting your life savings on a business venture you haven’t thoroughly researched. But when it comes to entering retirement–when a failure to plan can have devastating consequences–a surprising number of

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