Taking out a loan is never ideal, but it may not ruin your finances if you borrow the right way. This usually means choosing loan options that come with low fees and a competitive interest rate, and of course making sure you’re borrowing for reasons that will benefit you in the long run. One type
Even if you have no desire to prolong your mortgage payments or add to the debts you have, there are plenty of good reasons to borrow against the equity in your home — commonly called a second mortgage. Interest rates are typically much lower than other borrowing options, for example, which means you could be
It’s sad but true: not every home renovation offers a great return on investment. In fact, most upgrades that you make around the house wind up costing hundreds or even thousands more than they’re worth. If you love the result, then those overpriced changes can be worth it. But if you have any intention of
Kitchens tend to be designed as star players on the residential stage. Their role is often aspirational — pro chef’s lair, for example, or the country kitchen from that Italian movie you loved. But there’s a different story being played out by some kitchen designers today: kitchens that merge seamlessly into the rest of the
Now that the holiday season is upon us, you might take a look at your home through the eyes of your guests and see that your home could use some updating. After all, even a minor kitchen remodel has an average ROI of 82.7%, so whether you’re planning on selling or not, a renovation can add
Picture this: You’re having a meeting with your contractor. The two of you are sitting at a table, discussing your master bathroom project, which is almost finished (and looking great). You say to him, “While you’re at it, can we go ahead and move the can light above my vanity 6 inches to the right?”