5 simple steps to determine if you should refinance when mortgage rates are low

Liz Frazier •

With COVID-19 creating havoc and uncertainty within our economy, mortgage rates are hitting historic lows. According to Freddie Mac, the national average rate dropped earlier this month to an all-time low 2.98%. In fact, Mortgage News Daily recently reported that the average reached a seemingly impossible 2.87%. When homeowners are bombarded with news about “record-low


How to refinance your student debt

Staff Writer, Kiplinger's Personal Finance, and Kaitlin Pitsker •

You’ve graduated from college, launched a career, and maybe gotten married or purchased a home. But one part of your past continues to give you headaches: your student loans. The rate of increase in the average amount students borrow has slowed in recent years, but borrowers are still racking up debt — about $25,000 to