Americans are exhausted after almost five months of the Covid-19 pandemic. Their lives have been turned upside down and this includes their finances as well. Even though this has been a long journey, there is still a long way to go until we return to a more normal world. A recent Bankrate survey found 76% of adults are
When I was a child, my family didn’t have much financial security. Grocery budgets were determined by whether my mom had a busy or slow night at her waitressing job. Sometimes, the utilities were turned off. There wasn’t much in the way of financial education, because my parents just didn’t know much about smart money
For most of us, 2020 has been an event-filled decade. Ahem, I mean, year. Wait, we’re only halfway through? If we’re going to make it through this roller-coaster ride, keeping our finances in order is essential. For me, major changes in nearly every aspect of my life during the first few months of 2020 have
The impact of COVID-19 on our health, employment and economy has encouraged many to be more proactive when it comes to their finances. Two-thirds (67%) of Americans say that the pandemic has been a wake-up call for them to reevaluate their finances, according to a new study by Life Happens, a nonprofit dedicated to educating
Your credit score is one of the most important pieces of your overall financial equation. However, it’s certainly not the only piece. Lenders will rely on your credit score. They use it to determine how much risk they would assume by giving you a loan.Your score is just a starting point. Your credit report may
Money is one of the most common causes of stress and strain in even the strongest relationships. But with a little bit of strategy, communication, and intentionality — and perhaps the help of a certified financial planner (CFP) — managing finances with a partner can be less painful, more productive. Being on the same page