1 of the 2 main types of life insurance can cost hundreds more a year, and 2 questions can tell you whether you need it

Tanza Loudenback •
Business Insider
Couple using tablet pc outdoor.

If you’re considering buying life insurance, you first need to decide between term life insurance and permanent life insurance. Term life insurance lasts for a fixed period of time, usually 10, 20, or 30 years, while permanent life insurance has no end date. Because coverage eventually expires with term life, it’s more affordable and straightforward.

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Key person insurance can protect your business

Trevor Law •
Birmingham Post
People in office.

Businesses spend a lot of money insuring buildings, equipment, and vehicles but their most valuable asset, people, tends to be overlooked. What if a key person or business owner either passes away, is accidentally killed, or falls critically ill, how would the business cope? Their death could be catastrophic, threatening the firm’s survival. A solution

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