I didn’t buy life insurance for years thanks to 3 misleading myths, but I’m so glad I finally did

Africa Jackson •
Business Insider
Mother With Baby Working In Office At Home

Our generation wasn’t really taught about life insurance. Of course, most of us grew up seeing Alex Trebek’s insurance commercials, but his important message was targeting our parents and grandparents, not us kids. Before my son was born, I didn’t realize there was a difference between life insurance and health insurance. It sounds silly when

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What to know about buying long-term care insurance

Richard Eisenberg •
Forbes
What To Know About Buying Long-Term Care Insurance

Here are two eye-popping facts: Someone turning 65 will have a nearly 70% chance of needing long-term care in the future. And the annual cost of a private room in a nursing home (national median) is over $100,000 a year, according to the recent Genworth Cost of Care Survey. Yet only about 10% of Americans

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The exact types of insurance you need in your 20s, 30s, and 40s

Tanza Loudenback •
Business Insider
Multi generation black family barbecue, grandad grilling

Insurance isn’t the most thrilling to think about, but it’s necessary for protecting yourself, your family, and your wealth. Accidents, illness, and disasters happen all the time. At worst, events like these can plunge you into deep financial ruin if you don’t have insurance to fall back on. Some insurance policies are unavoidable (think: car

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Premium financing for life insurance: The who, what and why

Forbes Finance Council •
Forbes
businessman working in office with using calculator and laptop. concept finance and accounting

You have heard the term, but you don’t know how it works. You may even be familiar with the strategy, but not aware of the nuances. How might this strategy benefit your clients? And which ones? Why should one use premium financing over other types of loan investment alternatives? Premium financing is a strategy whereby

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