It’s been almost 20 years since my wife and I bought our first home. I still remember driving in our minivan to the closing appointment with a screaming infant who was missing a feeding because there was no time to feed him or we would be late. In the first months and years of owning
Summer is almost over, but that doesn’t mean you don’t have any more time to improve your home. In fact, this time of year is one of the best to make some serious home improvements. But if you don’t want to break the bank, here are a few home improvement projects that can protect both
Taking out a loan is never ideal, but it may not ruin your finances if you borrow the right way. This usually means choosing loan options that come with low fees and a competitive interest rate, and of course making sure you’re borrowing for reasons that will benefit you in the long run. One type
Even if you have no desire to prolong your mortgage payments or add to the debts you have, there are plenty of good reasons to borrow against the equity in your home — commonly called a second mortgage. Interest rates are typically much lower than other borrowing options, for example, which means you could be
I’m sure that you’ve heard that your home can be a great asset. Some people will beg to differ if you have a mortgage because you don’t truly own your home. The bank or your lender does. However, you do have some freedom and flexibility when you become a homeowner. If you ever needed to
As a homeowner, the process of renovating, remodeling, and upgrading your property to create your own private corner of paradise can be an expensive hobby. The silver lining, however, is that some upgrades can help pay for themselves over the long run by saving you money on your home insurance bill. Granted, the renovations that