Best places to get money in an emergency when you don’t have an emergency fund

Staff Writer, Miriam Cross, and Kiplinger's Personal Finance •
Kiplinger
Man reading letter and felling worried

It’s easy to underestimate what you need to set aside in an emergency fund. A dual-income household with reliable cash flow should keep at least three months’ worth of living expenses in a savings account or short-term certificates of deposit. But if you are the sole provider, have an irregular income or face steep child-care

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7 important steps to take in the year before you retire

Jane Bennett Clark, Senior Editor, and Kiplinger's Personal Finance •
Kiplinger
Senior couple paying bills at home

You wouldn’t dream of running a marathon without undergoing months of training. Or heading into the wilderness without making sure you have adequate provisions. Or betting your life savings on a business venture you haven’t thoroughly researched. But when it comes to entering retirement—when a failure to plan can have devastating consequences—a surprising number of

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