8 smart financial moves for the new year

Kimberly Lankford, Contributing Editor, and Kiplinger's Personal Finance •
Kiplinger

This is the perfect time of year to take advantage of opportunities to save for retirement, cut expenses, prepare for tax breaks, increase your take-home pay, improve your credit profile, review your investments and do some financial housekeeping. These eight financial moves will prepare you for a more profitable year: 1. Make the most of

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6 things to know about your spouse’s finances

Editor, Kiplinger's Personal Finance, and Janet Bodnar •
Kiplinger

Over the years most couples cobble together some sort of arrangement for sharing financial information. But beyond the everyday bill paying and budgeting, the following important documents are easy to overlook: Retirement plans. Make sure each of you knows about the other spouse’s employer pension plans, 401(k) accounts, IRAs, and Social Security benefit statements. Credit

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