This is the perfect time of year to take advantage of opportunities to save for retirement, cut expenses, prepare for tax breaks, increase your take-home pay, improve your credit profile, review your investments and do some financial housekeeping. These eight financial moves will prepare you for a more profitable year: 1. Make the most of
Over the years most couples cobble together some sort of arrangement for sharing financial information. But beyond the everyday bill paying and budgeting, the following important documents are easy to overlook: Retirement plans. Make sure each of you knows about the other spouse’s employer pension plans, 401(k) accounts, IRAs, and Social Security benefit statements. Credit
We admit it: Budgeting is drudgery, a pain, the pits among personal finance tasks. But at the start of a new year, when people are brimming with resolutions to get organized, accelerate saving and all that, it’s a good time to talk about the B word. Maybe you already track income and expenses. More likely,
Personal finance is, well…personal. That’s why the answers to money questions can seem so complicated, and why so many people find it helpful to work with a financial planner. Everyone’s life and situation is different, and it’s the same for their money. That said, just because the answers to money questions may be different depending
Since writing about credit cards is a big component of my work, I’ve had nearly every rewards credit card at some point in my life. At any given time, my husband and I will have 20 or more credit cards across our personal and business credit profiles. Some we keep for the long haul, and some
We talked about something that I referred to as the “big boost”: going through your rarely-used and unused possessions in order to sell them off and use the proceeds to get your bills up to date, build a small emergency fund, and get a head start on your debt repayment plan. Today, we’re going to