According to Bloomberg, eight out of ten small businesses fail. Some fail because they don’t adequately understand customer needs. Others can’t communicate the value of their products and services. Still, others don’t understand how to promote themselves effectively. Yet, the number one reason businesses fail is the lack of a sustainable business model—they simply spend
Making a go in the professional world is difficult while taking care of a family. While parents work eight or more hours a day, we need to know that our kids are well cared for in our absence. However, parents often have to make sacrifices to cover the cost of child care. The average price
If your family is like many, you might find that you spend a lot of money on healthcare. This can be easy to do, and you could be having a hard time fitting healthcare costs into your budget. However, of course, you and your family’s health is important. Luckily, it is possible to ensure that
It’s not always easy to keep your personal finances separate from your side hustle or small business. But separate you must, otherwise, you’ll have no way of knowing if your business is profitable. There’s also the potential to make mistakes. Fortunately, there are several ways to keep your personal finances separate from your business. Most
Year after year, studies show that Americans are on the struggle bus when it comes to saving for, well, anything. With 2018 on the way, nothing much has changed. In 2017, more than half of all American adults had less than $1,000 in a savings account, according to a survey by GoBankingRates. To add insult to
Hurricane Harvey, which pummeled Texas in late August, and Hurricane Irma, which blew through the Caribbean and Florida two weeks later, both took a heavy toll. Harvey caused more than 80 deaths and nearly $100 billion in losses. Irma claimed more than 60 victims and caused more than $50 billion in losses. But in some