Premium financing for life insurance: The who, what, and why

Forbes Finance Council •
Forbes
businessman working in office with using calculator and laptop. concept finance and accounting

You have heard the term, but you don’t know how it works. You may even be familiar with the strategy, but not aware of the nuances. How might this strategy benefit your clients? And which ones? Why should one use premium financing over other types of loan investment alternatives? Premium financing is a strategy whereby

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1 of the 2 main types of life insurance can cost hundreds more a year, and 2 questions can tell you whether you need it

Tanza Loudenback •
Business Insider
Couple using tablet pc outdoor.

If you’re considering buying life insurance, you first need to decide between term life insurance and permanent life insurance. Term life insurance lasts for a fixed period of time, usually 10, 20, or 30 years, while permanent life insurance has no end date. Because coverage eventually expires with term life, it’s more affordable and straightforward.

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