7 smart ways to build your emergency fund

Kiplinger.com, Online Editor, and Andrea Browne Taylor •

Read enough articles on personal finance and soon enough you’ll get an emergency-fund lecture: Squirrel away six months’ worth of living expenses. Shelter it from market losses. Keep it liquid. Tap it in the event of a job loss or medical emergency to avoid raiding your retirement savings or racking up debt. Sound advice, to