I will never forget the second week of March 2020 for as long as I live. It’s the week that the city of Denver and the state of Colorado shut down everything because of COVID-19. The ski resorts, casinos, and small businesses were shut down, and we were all sent home, reeling in shock. This
From work reduction to cuts in pay and job loss, millions of people have been impacted financially in the U.S. by the COVID-19 pandemic in one way or another. So it is not surprising that when it comes to reducing debt, a majority of Americans are currently finding it harder than ever to pare it
There’s nothing more satisfying than paying off a loan and closing a debt chapter of your life. At the same time, sometimes paying off debt requires a strategic approach, which can make it difficult for you to determine in what order you should tackle your debts. With that in mind, here’s what I know about
Accumulating credit card debt has a snowball effect: It’s easy to keep swiping and not realize how much you’re charging on credit cards, and how quickly little purchases can result in major interest charges. In my family’s case, mindless purchases and frequent minor emergencies resulted in $30,000 in debt over the course of three years.
So, can you buy your dream house if you have student loan debt? The common wisdom is bleak: student loans are preventing borrowers everywhere from living The American Dream. It doesn’t have to be that way, however. Here are eight ways to maximize your chance of buying your dream home — even if you have
Having a credit score can be important even if you don’t want or need to get a loan. Employers may run your credit before hiring you for a job. Or if you rent, your landlord may require a credit check before offering you a lease. Having good credit has always seemed like a big game