Lessons from the credit-score elite

Lisa Gerstner, Contributing Editor, and <i>Kiplinger's Personal Finance</i> •

Want to improve your credit score? Try taking a page from the best. Credit scorer FICO recently reviewed the profiles of consumers it calls high achievers–those with scores in the 750-to-850 range. Adopting some of their habits could boost your score into the stratosphere and keep it there. The most influential factor is a record


Why is credit utilization such a big deal?

John Ulzheimer •
The Simple Dollar

Credit scores can either save you a ton of money or cost you just as much. Ultimately it’s your own credit management habits that will determine whether your credit scores are a financial asset or a liability. For this reason, it’s essential you learn how to earn great credit scores and then follow through on that