Latest Articles

Reverse mortgages continue to evolve

Editor, Rachel L. Sheedy, and Kiplinger's Retirement Report •
Kiplinger

With almost all new reverse mortgage loans backed by the federal government, Uncle Sam continues to wield his power to overhaul the Home Equity Conversion Mortgage, or HECM, program. The goal is to reduce a surprisingly high default rate on the loans–about 10%, far above the default rate on regular home mortgages. The government hopes

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3 most dangerous myths of retirement planning

Unique Financial Advisors, Founder & President, CFP™, and Vid Ponnapalli •
Kiplinger

Recently I was talking to a good friend of mine, who is in his early fifties, about his retirement planning. I asked him how prepared he was. Here is what he said: “I am all covered. I will retire at 65. I expect my retirement expenses to be 70% of my pre-retirement expenses. I will

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5 tips to start your estate planning today

Taylor Schulte, Founder, Define Financial, CFP, and CEO •
Kiplinger

Estate planning can seem daunting and overwhelming. It may even conjure up negative emotions for some. Perhaps that’s why an estimated 64% of Americans don’t have a will or any type of estate plan in place. Unfortunately, that means a majority of the population is at risk of leaving their families or business partners a

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