Latest Articles

4 ways a home energy audit will save you money

Wisebread.com and Dan Rafter •
Kiplinger

Feel like your home’s utility bills are too high? You’re not alone. The U.S. Energy Information Administration reported that the average monthly electrical bill for U.S. homes stood at just over $114 a month in 2014. And the U.S. Energy Information Administration suggests U.S. homes relying on natural gas would spend an average of $578

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How doing nothing can pay off for investors

Contributing Editor, Kathy Kristof, and Kiplinger's Personal Finance •
Kiplinger

The first thing I used to ask my children when I returned from a business trip was, “Did you miss me?” By the time they were teens, they would respond to my re­appearances with highly developed sarcasm: “Were you gone?” So for those of you who might ask the same question (sarcastically or otherwise) about

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When should you take Social Security?

Managing Partner, Janie Kelly, RICP, and Jalbert Kelly Financial Group •
Kiplinger

As a financial professional, I get a lot of questions. The one I’m asked most often–pretty much every day, in fact–is: “When is the best time to take my Social Security retirement benefits?” And the answer I give is always the same: It depends. Deciding the right age to take your Social Security benefits can

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Harvest your tax losses throughout the year

AIFA®, chairman, Russ Hill CFP®, Halbert Hargrove Global Advisors LLC, and CEO •
Kiplinger

Summer just ended: Why am I writing about tax-loss harvesting? Tax-focused articles tend to proliferate at the end of the year. These reminders are often helpful. Unfortunately, many investors end up thinking that tax-loss harvesting can be managed handily in December, as they make last-minute trades to balance out capital gains with losses for better

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A simple guide to college savings plans

Taylor Schulte, Founder, Define Financial, CFP, and CEO •
Kiplinger

The grand estimated cost to send my hypothetical unborn child to my alma mater–the University of Arizona–in 18 years: $440,223! It’s also close to the current median home price in San Diego. The cost of college will continue to increase by an average of 5% per year, as it has over the past decade, according

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