Latest Articles

What do I do with unused 529 plan money?

Kimberly Lankford, Contributing Editor, and Kiplinger's Personal Finance •
Kiplinger

I opened 529 college-savings accounts for both of my grandsons. One of them just won a four-year scholarship to college. If I don’t use the money for college expenses, do I have to pay a penalty? Generally, if you withdraw money from a 529 for anything other than eligible college expenses, the earnings portion of

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How a Roth conversion can save you and your heirs thousands

Wealth Group, Founder, WEALTH MANAGER, Excel Tax, Ria, and Carlos Dias Jr. •
Kiplinger

If you have an individual retirement account (IRA), you probably already know about required minimum distributions (RMDs). For traditional IRAs, including Simplified Employee Pension (SEP) or a Savings Incentive Match Plan for Employees (SIMPLE), you must take your first RMD in the year you turn 70½ or by April 1st of the following year from

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‘Don’t be boring’ is the best way to gather customer feedback

Conrado Langer •
Business2Community

Customer feedback. These simple words are in every businessman’s mouth (and 2-hour long Powerpoint presentations) and can give you priceless insights if done right. This data is essential to measure customers’ satisfaction and make your products/services meet their needs. But let’s be honest, the ways people use to collect it are not thought through like

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Dependent-care flexible spending accounts aren’t just for kids’ expenses

Kimberly Lankford, Contributing Editor, and Kiplinger's Personal Finance •
Kiplinger

Can I use money from my employer’s dependent-care flexible spending account to pay for adult day care for my elderly mother, or is the account just for child care? The dependent-care FSA isn’t just for children. You can also use the money tax-free to cover care for other dependents while you work. To qualify, the

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