Everyone starts out with a blank slate when it comes to their credit reports. The trick, of course, if you have never established any type of credit, is to learn how to go from “no credit” to “good credit” in the shortest amount of time possible. How long does it take to build credit? Establishing
Teaching your children about money is an important, yet often overlooked area of education. Most kids will not want to sit through a lecture about credit card usage and budgeting practices, but they might be more willing to listen to interactive videos and games. These sites make learning about money and money management fun and
While even high-earning Americans often struggle with money, making ends meet is particularly difficult for the poor. Americans in the lowest income bracket spend an astonishing 182% of their income. No, that’s not a misprint. The poorest people spend a lot more than they earn, often going into debt or depleting savings to make up the difference. You don’t have
You’ve been searching night and day for a two-bedroom palace to call your own. Then, you finally stumble across the apartment that’s right for you. Now, what? Whether you’re a first-time or long-time renter, here are a few tips that can help you before you commit. Show me the money First things first: figure out
It’s easy to dream, but it takes a strong-willed entrepreneur to devise and build a business. Yet even those with the passion and drive to achieve their goals don’t always consider all the details that go into starting a business. From finding the right advisor to finding the right location, these important tips will help
[question]My husband died last year, and I’m selling our home. Do I still get to exclude $500,000 of home-sale profits from taxes, or am I limited to the $250,000 exclusion for singles? [answer]Surviving spouses may exclude $500,000 of home-sale profits from taxes if they sell the house within two years of their spouse’s death, as