Latest Articles

Smart moves to prevent identity theft

Lisa Gerstner, Contributing Editor, and Kiplinger's Personal Finance •
Kiplinger

Data breaches got you worried? We don’t blame you. Hacking is on the rise. Last year, hacking incidents exposed 160 million records, compared with 3.7 million in 2010, according to the Identity Theft Resource Center, which tracks U.S. data breaches.  There’s not much you can do to guard your personal data when it’s in the

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When is the perfect time to invest?

CFP®, Inc., White Oaks Investment Management, Chief Investment Officer, CEO, and Robert Klosterman •
Kiplinger

While I never have seen a survey inquiring about the desire for investing at the perfect time, I am pretty confident that the resounding response to such a question would be, “Yes! I would like it if I could identify the perfect time to invest.” At the same time, isn’t that desire for certainty exactly

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Little-known ways to pay in-state tuition rates at out-of-state colleges

Staff Writer, Kiplinger's Personal Finance, and Kaitlin Pitsker •
Kiplinger

Families looking to trim college costs often steer their students toward public colleges in their home state instead of public colleges in another state or private institutions. Public colleges and universities typically charge two different tuition rates: one for state residents and another, much higher one for students from outside the state. The difference in

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