Latest Articles

5 simple steps to determine if you should refinance when mortgage rates are low

Liz Frazier •
Forbes

With COVID-19 creating havoc and uncertainty within our economy, mortgage rates are hitting historic lows. According to Freddie Mac, the national average rate dropped earlier this month to an all-time low 2.98%. In fact, Mortgage News Daily recently reported that the average reached a seemingly impossible 2.87%. When homeowners are bombarded with news about “record-low

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How to prepare self-insured businesses for rising pharmacy costs

Paul Wilson •
BenefitsPro
BackyardProduction

Before the novel coronavirus hit, employer health benefits were already expected to rise 5% this year, according to the National Business Group on Health’s (NBGH) 2020 Large Employers’ Health Care Strategy and Plan Design Survey. The survey estimated the total cost of health care to be $15,375 per employee, including premiums and out-of-pocket costs for employees

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The 5 smartest steps I’ve taken with my money to protect my kids, no matter what happens

Kelly Burch •
Business Insider
puhimec

When I was a child, my family didn’t have much financial security. Grocery budgets were determined by whether my mom had a busy or slow night at her waitressing job. Sometimes, the utilities were turned off. There wasn’t much in the way of financial education, because my parents just didn’t know much about smart money

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