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5 simple steps to determine if you should refinance when mortgage rates are low

Liz Frazier •

With COVID-19 creating havoc and uncertainty within our economy, mortgage rates are hitting historic lows. According to Freddie Mac, the national average rate dropped earlier this month to an all-time low 2.98%. In fact, Mortgage News Daily recently reported that the average reached a seemingly impossible 2.87%. When homeowners are bombarded with news about “record-low