Accumulating credit card debt has a snowball effect: It’s easy to keep swiping and not realize how much you’re charging on credit cards, and how quickly little purchases can result in major interest charges. In my family’s case, mindless purchases and frequent minor emergencies resulted in $30,000 in debt over the course of three years.
This story and image was originally published in the September 2019 issue of Highland Park Neighbors. It has been republished with permission. If you’ve ever heard a TV or radio commercial promoting a bank, chances are it ended with a phrase about the bank being FDIC insured. Since this message comes at the end of
We try our best to keep Lifehacker readers aware of recent data breaches and security vulnerabilities that might have compromised their data. Any good website or service should tell you what’s up, too. Sometimes, though, you get an email out of the blue that your account credentials have been compromised—even though the company sending you
I have a good friend who recently started the process of buying a house after years of living in a rented apartment. In his mind, he’s done everything right—he has a steady job that pays well, he has no debt, and he saved up 20% for a downpayment. But when he tried to get pre-approved
At a certain age, many children have to deal with the financial mistakes their parents make. That could mean having to help them out with money, or even having mom and/or dad move in with you. Some families actually plan for that to happen. In other cases, there are limited options given the high cost
Maybe you’ve owned a home for years, or you’ve just left your parent’s home and are looking to get onto the property ladder. Either way, getting the deposit ready for purchasing your dream home is no easy task. For most people, buying a home is the largest purchase they will ever make in their lives,