IUL vs. Whole Life: An Overview Whole Life Insurance Whole life insurance policies have been around for decades. In general, these policies are considered the safest option for those looking to provide for their families after death. The Pros Guaranteed death benefits Fixed premiums that don’t increase with age Option to pay up face value
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The biggest difference between term and whole life insurance is the length of coverage. Whole life insurance policies have no expiration date and are more expensive than term life because they also have a cash value component. Part of each monthly or annual premium goes to the insurance company, and part of it goes toward
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Now that college graduation season is here, parents and their young adult kids are coming face-to-face with the key post-graduation financial question that will impact them for years: Who pays for what after the college degree? That’s really a bunch of questions all rolled into one: Is it reasonable to continue providing financial support to
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Children are capable of more than we give them credit for. Adults often think of investing as a difficult topic, because it was difficult for them to learn at age 30 or 40, but children are so much more moldable and teachable. As parents, we’ve got to use that. Sometimes it means raising your expectations,
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