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Here’s how much your credit score impacts your mortgage and auto loan rates

John Ulzheimer •
The Simple Dollar

When you apply for a new loan, the most influential factor in determining your interest rate is your credit and, more specifically, your credit scores. Other factors certainly matter during your loan’s underwriting, such as your income and employment history, but the importance of your credit scores cannot be overstated when a lender decides which

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4 retirement planning pitfalls to avoid

Riverbend Financial Group, president, Andy Burdsall, and Investment Adviser •
Kiplinger

Often, prospective clients come in to my office and ask me, “Can I retire?” Unfortunately, there is no magic age or value or equation that allows everything to work perfectly and can give them a straight answer to that question. There are lots of ways to find retirement success. What I am typically more concerned

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What is investing? How do I start?

Trent Hamm •
The Simple Dollar

Tell me if this sounds familiar. At some point earlier in your life, you had no sense whatsoever about your finances. For whatever reason – maybe a life change or maybe just a growing sense of maturity – you “woke up” and began figuring thing out. You buckled down, got smarter about your spending, and

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