Well, thinking that credit cards are a convenient way of spending, you make a habit of carrying them whenever you travel. But wait! It’s not always that easy to use a credit card especially when you are away from home. So, before you catch your flight, make sure you avoid these 7 credit card travel mistakes.
Not Carrying Customer Care Support Numbers
While you are traveling, even though you are extra cautious about your credit cards, you always have a possibility of losing your credit cards. Therefore, you have to make sure you get in touch with the customer care support of your credit card company. This will help you reduce your liability for fraud.
The customer support number is mentioned on the back of your credit card, just copy that number and note it down on a separate paper or you can even store on your smartphone. This will help you to quickly and easily contact your credit card company in case of any emergency.
Being Unfamiliar With The Fees
Even though your credit card is accepted in most of the leading nations doesn’t make it free to use. Most of the credit cards charge a set amount as a fee on all the transactions you make in a foreign currency, significantly surging the cost of traveling with a credit card. If you are going abroad, make sure you have checked the policies of your credit card or you can also take the assistance of your card’s customer service. They will happily offer a prompt resolution to all your queries.
Not Keeping A Check Up On Your Account
If you are carrying a laptop, you can easily keep a check on your accounts when you have returned back to your hotel room or while you are unwinding by the pool. Make sure you are using a secured internet connection and go through all your transaction details thoroughly.
No matter what happens, make sure you are not doing this in a public area such as a business center our hotel’s lobby. Also, avoid using public computers as you never know they might be having a tracking software installed in it. In the event, if using a public computer is the only option you have, then make sure you have contacted your credit card company to confirm you are the only one using your accounts.
Carrying All Your Credit Cards
Whether you are going on a vacation or on a business trip, it is not mandatory to carry all your cards along with you. If you do, then this will only increase your risk of having one lost or stolen. It is advisable to unload your wallet before you go ahead and catch your flight. Make sure you carry only those cards that you intend to use.
You can designate one card you plan to use for everything when you are traveling abroad. This designated card should be the one with a low or zero percent foreign transaction fee. Make sure you also carry a backup card as well.
Not Setting Up Alerts
Modern technology has certainly simplified the ways in which we do our day to day activities. Using this modern technology, you can make the most of the varied types of alerts you can receive, when you are away from your home. When you are traveling abroad and you wish to receive text messages, then make sure you are aware of all those options provided by your credit card company. Most of the companies allow you to set an alert if a purchase over a certain amount is made.
If you don’t wish to receive text messages, you also have the option of receiving alerts through email. With the help of these alerts, you will also be able to stick to your set budget. You can set an alert that will notify you if your balance is going above a certain threshold. The moment you reach home; you can disconnect all these alerts.
Letting Your Card Out Of Sight
You can easily become a victim of theft while you are appreciating the tourist spots. Owing to this, you need to be extra protective of your credit cards. You can purchase a portable safe or may be a money belt. It is not that simple for the thieves to steal your valuables from the money belt as compared to a wallet. Avoid keeping all your money, credit cards, and valuable items such as a passport at one place. In case your backpack gets stolen, you will end up losing all your cash, your cards, and various other valuable items.
Forgetting To Clear The Browser History
In the event, you are not carrying a laptop and you are using a system other than your own to check your email or any password-sensitive web pages, then make sure you log out of everything and don’t forget to clear the browsing history, cache, and cookies. Ensure you are not leaving any traces or password details on the public computers.
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This article was written by Ankit Agarwal from Getting Money Wise and was legally licensed through the NewsCred publisher network. Please direct all licensing questions to email@example.com.