5 signs you need money counseling, not marriage counseling

Founder, president, Ash Toumayants, and Strong Tower Associates •
Kiplinger

Many couples blame their marriage problems on disagreements and an inability to see eye to eye. Marriage counseling is a great option for couples who need to learn how to better communicate, but it might not solve the problem that caused a disagreement in the first place, especially if the problem involves money. So because

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Personal finance wisdom from the Year of the Rooster

CFP®, Blue Ocean Global Wealth, Marguerita M. Cheng, and CEO •
Kiplinger

According to the Western calendar, Jan. 28 marks the beginning of the Chinese New Year — also known as “Spring Festival” — the longest and most important celebration for Chinese families across the globe.  Because the Chinese calendar is lunisolar, meaning it is based on both lunar and solar cycles, it is celebrated on a

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How to have a happy Valentine’s Day for less

CFP®, Blue Ocean Global Wealth, Marguerita M. Cheng, and CEO •
Kiplinger

Love may be priceless, but Valentine’s Day isn’t. Americans will spend $18.2 billion celebrating Valentine’s Day this year, predicts the National Retail Federation. That’s an average of $136.57 a person. An estimated $4.3 billion will be spent on jewelry, $3.8 billion on a night out, $2 billion on flowers and $1 billion on greeting cards.

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Money-smart reasons to install solar panels at your home now

Pat Mertz Esswein, Associate Editor, and Kiplinger's Personal Finance •
Kiplinger

Andrew and Sonia Campbell of Killeen, Texas, have been talking about putting in a solar power system for years. In June, the installers finally arrived–just as the near-biblical rainfall in their part of the state was finally letting up. The Campbells’ new system will supply nearly all the electricity they need and, besides slashing their

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