It’s not too hard to find stories in the media about seemingly ordinary people finding great financial success. You hear about what seems like an ordinary guy or gal who worked in what seemed like an ordinary career path and somehow they’ve got a million dollars in the bank. How did they do it? Unfortunately,
Sometimes, the little things make a big difference. You probably remember the proverb about how for want of a nail, eventually, the kingdom was lost. As you edge toward retirement, you don’t want to lose your kingdom because of a detail you hadn’t figured on. Budgets and expense planning can be that overlooked little thing.
Last time, we continued looking at the average American family budget, going through each category and examining how one could trim the cost of typical expenses in that category. Here’s the “average American family budget” Housing – $10,080Transportation – $9,004 Taxes – $7,432Utilities – $7,068Food – $6,602Insurance (including things like pensions) – $5,528Debt Payments
When I was about 10, my parents bought a brand new glass table for our living room. Even at 10, when my idea of cool was Chicago Bulls wallpaper, I could see that this was a cool table. Plus, my parents let it be known that by our standards, it was expensive. I was told
Since writing about credit cards is a big component of my work, I’ve had nearly every rewards credit card at some point in my life. At any given time, my husband and I will have 20 or more credit cards across our personal and business credit profiles. Some we keep for the long haul, and some
As Americans, we have the freedom to explore opportunities and pursue our goals; the sky is the limit. Our belief in endless possibilities is particularly true when it comes to educating our children. Every generation wants to provide their kids with more years of school and a higher-quality education than they received. That’s because we