The unsung role of budget planning in retirement

ChFC, president, Associates, Financial Dynamics, and Isaac Wright •
Kiplinger

Sometimes, the little things make a big difference. You probably remember the proverb about how for want of a nail, eventually, the kingdom was lost. As you edge toward retirement, you don’t want to lose your kingdom because of a detail you hadn’t figured on. Budgets and expense planning can be that overlooked little thing.

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31 days to financial independence (day 14): Trimming your spending – entertainment

Trent Hamm •
The Simple Dollar

  Last time, we continued looking at the average American family budget, going through each category and examining how one could trim the cost of typical expenses in that category. Here’s the “average American family budget” Housing – $10,080Transportation – $9,004 Taxes – $7,432Utilities – $7,068Food – $6,602Insurance (including things like pensions) – $5,528Debt Payments

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An ode to old furniture

Drew Housman •
The Simple Dollar

When I was about 10, my parents bought a brand new glass table for our living room. Even at 10, when my idea of cool was Chicago Bulls wallpaper, I could see that this was a cool table. Plus, my parents let it be known that by our standards, it was expensive. I was told

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Four steps to funding an education

Jan Blakeley Holman, Director of Advisor Education, CFP, and Thornburg Investment Management •
Kiplinger

As Americans, we have the freedom to explore opportunities and pursue our goals; the sky is the limit. Our belief in endless possibilities is particularly true when it comes to educating our children. Every generation wants to provide their kids with more years of school and a higher-quality education than they received. That’s because we

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