Think about the 4 Pillars of retirement instead of just income

Insurance Services Inc., David Braun Financial &, president, Investment Adviser Representative, and David Braun •
Kiplinger

When thinking about retirement, most of us tend to focus on income. While income is important to ensuring a secure retirement, there are other factors that enter into the equation that can also dramatically impact your plans. That’s why it’s helpful to think of “The Four Pillars of Retirement” — income, protection, liquidity and growth

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Financial Planning: Go one step at a time

RFC, Blackston Financial Advisory Group, Drew Blackston, Investment Adviser Representative, and Crc •
Kiplinger

Have you ever tried to build something from scratch without directions? Recently, I ordered a dresser for my living room online without realizing I would have to put the thing together myself. Unfortunately, I’m not particularly handy — assembling anything more complicated than a turkey sandwich makes me pretty uncomfortable. To make matters worse, the

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Your financial plan shouldn’t include winning the lottery

Shanna Tingom, Heritage Financial Strategies, AAMS®, and Co-Founder •
Kiplinger

If you are worried that you haven’t done what you need to in order to plan for your financial future, you aren’t alone. Fifty-eight percent of Americans say that their financial planning needs improvement, and a whopping 34% haven’t done anything to plan for their financial future, according to a Northwestern Mutual study. The study

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4 financial planning essentials to ease your retirement fears

Investment Adviser Representative, Global Wealth Management, and C. Grant Conness •
Kiplinger

When it comes to planning for retirement, it’s easy to get overwhelmed. Putting together a financial strategy can be complicated at any time of life, what with changing regulations, ups and downs in the market, and disagreements — even among the better-known investment advisers — about the best ways to save and spend money. But

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Do your homework and get a written retirement plan

Blue Heron Capital Llc, Linda Gardner, Independent Investment Adviser Representative, and Co-Founder •
Kiplinger

If you’re like most people, you may find it pretty difficult to wrap your head around what your retirement will look like. It’s just this idea that’s hanging out there — a little exciting, a little scary, but not nearly as tangible as all the things that need your attention right now: your family, your

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