Do you have the right tools to navigate your retirement?

Mike "Cy", Vice President, Investment Adviser Representative, Cajthaml Jr., and Cy Financial Wealth Management •
Kiplinger

Retirement. What does that word mean to you? If you are like most people, it is the end of a journey. But you would be WRONG! Imagine running a marathon and, after 26.2 long and arduous miles, you are told that you have completed ONLY half the race! That is a stark reality that many

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Smart Financial Moves If You Work Late in Life

<i>Kiplinger's Retirement Report</1>, Mary Kane, and Associate Editor •
Kiplinger

Deciding to work past “normal” retirement age offers tangible advantages–a fatter nest egg, bigger Social Security benefits and, for some, a sense of personal satisfaction. Staying in the workforce later in life can open up opportunities to boost your financial security, but it can also present a few pitfalls to watch out for. Take the

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Think about the 4 Pillars of retirement instead of just income

Insurance Services Inc., David Braun Financial &, president, Investment Adviser Representative, and David Braun •
Kiplinger

When thinking about retirement, most of us tend to focus on income. While income is important to ensuring a secure retirement, there are other factors that enter into the equation that can also dramatically impact your plans. That’s why it’s helpful to think of “The Four Pillars of Retirement” — income, protection, liquidity and growth

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Financial Planning: Go one step at a time

RFC, Blackston Financial Advisory Group, Drew Blackston, Investment Adviser Representative, and Crc •
Kiplinger

Have you ever tried to build something from scratch without directions? Recently, I ordered a dresser for my living room online without realizing I would have to put the thing together myself. Unfortunately, I’m not particularly handy — assembling anything more complicated than a turkey sandwich makes me pretty uncomfortable. To make matters worse, the

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Your financial plan shouldn’t include winning the lottery

Shanna Tingom, Heritage Financial Strategies, AAMS®, and Co-Founder •
Kiplinger

If you are worried that you haven’t done what you need to in order to plan for your financial future, you aren’t alone. Fifty-eight percent of Americans say that their financial planning needs improvement, and a whopping 34% haven’t done anything to plan for their financial future, according to a Northwestern Mutual study. The study

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4 financial planning essentials to ease your retirement fears

Investment Adviser Representative, Global Wealth Management, and C. Grant Conness •
Kiplinger

When it comes to planning for retirement, it’s easy to get overwhelmed. Putting together a financial strategy can be complicated at any time of life, what with changing regulations, ups and downs in the market, and disagreements — even among the better-known investment advisers — about the best ways to save and spend money. But

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