The emotional side of retirement planning

CeFT, Edm2, Barbara Shapiro, president, HMS Financial Group, Msf, Cmc, Cfs, CFP, and Cdfa •
Kiplinger

Historically, people retired when they reached 65, seemed to stay close to home, and typically died within a few years. Today the concept of retirement is very different. It is not unusual for people to work well into their 70s or even 80s at their current job or at a different job. Some work full

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Think about the 4 Pillars of retirement instead of just income

Insurance Services Inc., David Braun Financial &, president, Investment Adviser Representative, and David Braun •
Kiplinger

When thinking about retirement, most of us tend to focus on income. While income is important to ensuring a secure retirement, there are other factors that enter into the equation that can also dramatically impact your plans. That’s why it’s helpful to think of “The Four Pillars of Retirement” — income, protection, liquidity and growth

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5 must-do’s to start with for retirement success

Michael Woloshin, Investment Adviser Representative, and Woloshin Investment Management •
Kiplinger

There’s no direct path to retirement. Everyone has a different idea of the perfect age to stop working. Everyone has a different amount of money they think they’ll need to live comfortably. And everyone has a different plan for what they want to do when they don’t have to go to work anymore. Some want

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Debunking the top 5 retire-myths

ChFC, president, Swofford Financial, PhD, Clu, and Ali Swofford •
Kiplinger

After 35 or 40 years of paychecks, you might be counting the days before you can leave your job for good. However, your idea of what lies ahead in retirement years may be far different from reality. You need to be prepared for the fact that life as a retiree may not follow the script

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Financial Planning: Go one step at a time

RFC, Blackston Financial Advisory Group, Drew Blackston, Investment Adviser Representative, and Crc •
Kiplinger

Have you ever tried to build something from scratch without directions? Recently, I ordered a dresser for my living room online without realizing I would have to put the thing together myself. Unfortunately, I’m not particularly handy — assembling anything more complicated than a turkey sandwich makes me pretty uncomfortable. To make matters worse, the

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