Leave your loved ones a generous legacy, not a tax bill

Founder, Investment Adviser Representative, Gary Mastrodonato, Masters Wealth Management Group, and CEO •
Kiplinger
silhouette of grandmother and little granddaughter play at sunset

One of the most important things you’ll have to consider when drawing up a comprehensive financial plan is how you want to live in retirement. Ironically, a vital part of that discussion will be deciding what you want to happen when you die. Many Baby Boomers want to leave money to their children and, like

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How do you know when you’re ready to retire?

Founder, Investment Adviser Representative, Gary Mastrodonato, Masters Wealth Management Group, and CEO •
Kiplinger
Senior woman reading a book

There has long been this image — perpetuated by advertisements, TV shows and movies — of a guy in his mid-60s who just can’t wait to retire. He’s excited to move to Florida. Or finally travel to Paris. Or to golf … or gamble … or just sit on his couch and read books about

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The key to setting retirement goals? Details

Oliver Pursche, Bruderman Asset Management, Investment Adviser Representative, and CEO •
Kiplinger
3D illustration gemstone pink diamond zoom

“A goal properly set is halfway reached.” – Zig Ziglar. We all have retirement goals, but unfortunately, we tend to be very vague and noncommittal about them. Most investors will tell their financial adviser that they’d like to “retire comfortably” or “maintain their current lifestyle,” but what does that really mean? Many advisers tend to

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Clarify your retirement goals with these 4 questions

Founder, president, Les Goldstein, Personal Financial Strategies Inc., and Investment Adviser •
Kiplinger
Granddaughter enjoying piggyback ride.

What’s important to you about money? I ask clients and potential clients this question all the time, and I’ve learned — after having had thousands of these conversations — that few people give the topic much thought. That’s unfortunate, because the answer — or answers — will help you focus on what matters to you

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Taxes can be a real threat to your retirement

Matt Dicken, Founder, Strategic Wealth Designers, CEO, and Investment Adviser •
Kiplinger

When people are asked what the biggest threats to their retirement plans are, they offer a host of responses. The most common include outliving their wealth, health insurance costs, nursing home expenses and having to help their children or grandchildren financially. All of these can be major threats to retirement plans, but there’s one big

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