A first-time homeowners mini-guide to insurance

Allyson Brooks •
A First-Time Homeowners Mini-Guide To Insurance

Congratulations! You bought your first house. As you may already know, when you buy a house with financing, you’re required to have homeowners insurance. Here are a few things to look for to get the best homeowners insurance. What Is Homeowners Insurance? Homeowners insurance is a type of property insurance that provides financial protection to


4 ways to disaster-proof your homeowners insurance policy

Pat Mertz Esswein, Associate Editor, and Kiplinger's Personal Finance •

One-half to two-thirds of homeowners who experience a total loss don’t have enough insurance to rebuild their home and replace their belongings, according to post-disaster surveys of homeowners by United Policyholders, a consumer advocacy group. Thankfully, most homeowners never experience a total loss. But when a catastrophic loss does occur, the gap in coverage can