6 ways to make getting a mortgage easier

Daniel B. Kline •
The Motley Fool
Wood house model and saving account book or financial statement on desk table

For many people, the most daunting part of the homebuying process isn’t finding the right house. It’s getting a mortgage. It’s easy to understand why that’s the case. Asking a bank or other financial institution to lend you hundreds of thousands of dollars isn’t something most people do very often. In fact, for many Americans,


Can you buy a home with less than 20% down?

Unison •
house rental and mortage  business concept with cardboard house

Preparing to buy a home? You’ve likely heard that you first need to save 20 percent of a home’s purchase price in cash. That money is your down payment, or, the cash you put toward buying the home. The remaining 80 percent of the home’s price comes from the mortgage you take out with a


Rebuilding your home and finances after disaster strikes

Kimberly Lankford, Contributing Editor, and <i>Kiplinger's Personal Finance</i> •
Ruined and burnt house, scattered bricks

Hurricane Harvey, which pummeled Texas in late August, and Hurricane Irma, which blew through the Caribbean and Florida two weeks later, both took a heavy toll. Harvey caused more than 80 deaths and nearly $100 billion in losses. Irma claimed more than 60 victims and caused more than $50 billion in losses. But in some