How to have a happy Valentine’s Day for less

CFP®, Blue Ocean Global Wealth, Marguerita M. Cheng, and CEO •

Love may be priceless, but Valentine’s Day isn’t. Americans will spend $18.2 billion celebrating Valentine’s Day this year, predicts the National Retail Federation. That’s an average of $136.57 a person. An estimated $4.3 billion will be spent on jewelry, $3.8 billion on a night out, $2 billion on flowers and $1 billion on greeting cards.