Seven tips for talking to millennials about money

William Rassman, CFP, Director of Advisory Services, and Centric Capital Advisors •
Kiplinger

You have probably watched your Millennial struggle financially, from credit cards to career decisions. If it’s any consolation, money troubles are not unique to your kids: A recent study by PricewaterhouseCoopers found that a staggering 42% of surveyed Millennials rely on payday loans and tax refund advances. Nearly 30% of Millennials are routinely overdrawing on

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Seven important steps to finding the right financial adviser for you

RFC, ChFC, CFEd, JD, Founder, Robert E. Grace, president, Master Elite IRA Advisor, Grace Tax Advisory Group, LLC, and Clu •
Kiplinger

Imagine reading a good book. You invest time and emotion into the book wondering how it will turn out. There are ups and downs along the way, but you remain hopeful based upon some authorial promises that all will turn out well for the protagonist. Near the end, though, you get this feeling the author

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31 days to financial independence: Trimming your spending – education and miscellany

Trent Hamm •
The Simple Dollar

Here’s the “average American family budget” that we’re looking at, along with links back to the earlier entries on those specific areas: Housing – $10,080Transportation – $9,004 Taxes – $7,432Utilities – $7,068Food – $6,602Insurance (including things like pensions) – $5,528Debt Payments – $5,252Healthcare – $3,631Entertainment – $2,564 Cash Contributions – $1,834Apparel and Services – $1,604

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31 days to financial independence (day 15): Trimming your spending – apparel and services

Trent Hamm •
The Simple Dollar

Here’s the “average American family budget” that we’re looking at: Housing – $10,080Transportation – $9,004 Taxes – $7,432Utilities – $7,068Food – $6,602Insurance (including things like pensions) – $5,528Debt Payments – $5,252Healthcare – $3,631Entertainment – $2,564 Cash Contributions – $1,834 Apparel and Services – $1,604 Education – $1,138 Vices – $775 Miscellaneous – $664 Personal Care

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