Money, a subject on the minds of many Americans, is among the most taboo of all topics. In fact, 44% of Americans responding to a 2014 study admitted to finding discussions of personal finances extremely challenging. This is a higher percentage of Americans than those that are reluctant to talk about their health, death, or
The best way to be effective at managing your money is to have clear goals, to prioritize them, and to take action to achieve them. If you’re trying to do too many things at once, it can be overwhelming and important financial accomplishments could be harder to achieve. Setting your money priorities the wrong way
Many people find their 40s to be the best decade yet. You’re in your peak earning years, and the kids, if not nearly launched or even out on their own, will soon be past the pricey preschool stage. And if you made smart money choices in your 20s and 30s, you’re beginning to reap the rewards:
One of the most common credit-related questions I’m asked has to do with the “right” number of credit cards. And I’m clearly not alone. If you Google the question “What is the right number of credit cards?” you’ll find over 227 million results. You will also undoubtedly find that a certain segment of the population
My mom, who passed away a few years ago, was a very careful and meticulous person who kept a notebook with all of her online account passwords. Mom was also a Morse code operator in the Royal Air Force during WWII, so all of her passwords were in code. I was lucky: She told me
For an individual investor, finding the right financial professional can be a challenge. To start with, there’s the bewildering array of titles, including broker, adviser, planner, manager and even coach. And then there’s all those letters (RIA, CFP, CFA and so on) and numbers (Series 6, 7, 65 and 66) that represent certifications and licenses.