How to calculate an estimated hourly rate as a marketing contractor, freelancer or consultant

Mark Miller •
Business2Community

We frequently approach marketers with great marketing contract staffing roles and other interim job opportunities. However, one common problem is that they’re unsure what a reasonable rate is for their hourly work. This is especially common in professionals who have spent their entire careers working full-time positions. These days, marketers can get great work as

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Eight money moves that are always a good idea

Holly Johnson •
The Simple Dollar

Between the so-called money experts, your family members, and your friends, you’ve probably endured your share of outdated financial advice and plain old media hype. One person says penny stocks are H-O-T, while others insist they’re an absolute outrage. Your neighborhood real estate agent says the area is a buyer’s market, while the local news tells the story of

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Why financial education works

Editor, <i>Kiplinger's Personal Finance</i>, and Janet Bodnar •
Kiplinger

Bear with me while I climb on my soapbox for Financial Literacy Month. I’ve been wanting to do it ever since I read a recent “squaring off” feature in The Wall Street Journal that presented two opposing views on the question, “Should College Students Be Required to Take a Personal Finance Course?” Taking the “no”

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Dealing with debts after death

<i>Kiplinger's Retirement Report</1>, Mary Kane, and Associate Editor •
Kiplinger

A few years ago, the adult daughter of a deceased client of Indianapolis estate attorney Brett Carlile showed up in his office, distraught. After her father’s death, she discovered he had dozens of credit cards, with debts totaling nearly $40,000. She was stunned. “My dad didn’t live like this,” she told Carlile. It turned out

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How long should you keep tax records?

Kimberly Lankford, Contributing Editor, and <i>Kiplinger's Personal Finance</i> •
Kiplinger

It’s a good idea to keep your tax returns indefinitely. You can usually toss supporting documents three years after the filing deadline. The IRS generally has to initiate an audit by then. But there are exceptions. Some tax experts recommend holding on to your records for at least seven years.   Among the most important

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