What to do if you’re delinquent on your student loans

Staff Writer, Kiplinger's Personal Finance, and Kaitlin Pitsker •

My son has fallen behind on his student loan payments. How can he get back on track? Have him contact the loan servicer immediately. Even one missed payment is considered a delinquency, and federal loans that have been delinquent for at least 90 days are reported to the three major credit agencies. If your son


Teaching your teen about money


You want your teen to live a healthy lifestyle and that includes, physical and mental health, academic success and healthy financial habits. Not every parent thinks about financial lessons, but those are just as important as the rest. Financial literacy isn’t a course taught in school, and maybe you’re not that money savvy either, but


Money decisions for couples

Andrew Comstock •

You share life and all your love with your spouse or partner, but is one of you detached from money matters? Here’s why and how to find more balance in your financial decision-making. Merging two financial lives and backgrounds can take time, particularly if you married later in life. If you’re like many people, you