Being your own boss can be great. But when you’re self-employed, you also become your own human resources representative, office manager, and accountant. The finances can get complicated—especially come tax time! A little preparation will set you up for financial success. Not sure whether you count as self-employed? According to the IRS, you’re self-employed if
If you are like many grandparents, you like your kids, sometimes, but you LOVE your grandkids. Being a grandparent is a special honor. You have a unique ability to shape your grandkids well beyond just spoiling them with sweets and sending them home. Given how important financial skills are to succeeding at life, it’s surprising
Budgeting isn’t a sexy topic, but sticking to your small business budget is pretty important subject for small businesses. Especially when most are forced to work within the confines of some pretty tight numbers. Here’s Why Your Business Need a Budget Like it or not, setting a budget is one of the most important things
Year after year, studies show that Americans are on the struggle bus when it comes to saving for, well, anything. With 2018 on the way, nothing much has changed. In 2017, more than half of all American adults had less than $1,000 in a savings account, according to a survey by GoBankingRates. To add insult to
No one wants to think about an illness or accident and least of all plan for it, but these contingencies of life cannot be ignored. You may not be able to avoid a sudden illness/ accident, but the amount you end up spending on medical care and their impact on your savings can be minimized.
With the holiday season approaching quickly, Americans are coming together to share a common tradition: worrying about having enough cash to get through the festive season. More than 6 in 10 Americans report feeling at least some stress during the holidays, and finances are the No. 1 cause across all age groups. Sadly, concerns about holiday