Do These 7 Things Before Applying for a Loan

Daniel B. Kline •
The Motley Fool
Paper house on a coin pile, mortgage and loan approved concept

While television commercials can make it seem like getting a mortgage requires just a few clicks of a button, that’s rarely the case in reality. For most people, securing a loan to buy a home takes time, and means intense scrutiny from the institution doing the lending. It’s not an overly pleasant project — getting approved

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Women blazing a trail in finance

Editor, Janet Bodnar, and Kiplinger's Personal Finance •
Kiplinger

A few summers ago, I accompanied a group of teenage girls on a field trip to a brokerage firm, where they were scheduled to learn about investing. The session covered the usual ground of explaining stocks, bonds and mutual funds. But what made it stand out was that all the sessions were taught by female

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Smart moves to prevent identity theft

Lisa Gerstner, Contributing Editor, and Kiplinger's Personal Finance •
Kiplinger

Data breaches got you worried? We don’t blame you. Hacking is on the rise. Last year, hacking incidents exposed 160 million records, compared with 3.7 million in 2010, according to the Identity Theft Resource Center, which tracks U.S. data breaches. There’s not much you can do to guard your personal data when it’s in the

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8 smart financial moves for the new year

Kimberly Lankford, Contributing Editor, and Kiplinger's Personal Finance •
Kiplinger

This is the perfect time of year to take advantage of opportunities to save for retirement, cut expenses, prepare for tax breaks, increase your take-home pay, improve your credit profile, review your investments and do some financial housekeeping. These eight financial moves will prepare you for a more profitable year: 1. Make the most of

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