These 8 simple rules are the Sparknotes version of everything you need to know about personal finance

Tanza Loudenback •
Business Insider

Personal finance can be daunting, but familiarizing yourself with basic money concepts — like how to build wealth, stay out of debt, and earn returns on your investments — will, quite literally, pay off. To help you get started, we turned to the latest edition of Beth Kobliner’s book “Get a Financial Life: Personal Finance

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31 days to financial independence (day 15): Trimming your spending – apparel and services

Trent Hamm •
The Simple Dollar

Here’s the “average American family budget” that we’re looking at: Housing – $10,080Transportation – $9,004 Taxes – $7,432Utilities – $7,068Food – $6,602Insurance (including things like pensions) – $5,528Debt Payments – $5,252Healthcare – $3,631Entertainment – $2,564 Cash Contributions – $1,834 Apparel and Services – $1,604 Education – $1,138 Vices – $775 Miscellaneous – $664 Personal Care

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