Americans spend most of their money on only 3 things

Business Insider •
Business Insider

Some people believe the surefire way to squirrel away enough money for a solid retirement is to cut out small but frequent expenses. Starbucks, quite commonly, is the whipping boy in this line of reasoning: Eliminate that sinful $5 daily coffee and you’re on your way to financial freedom.  These daily expenses can add up, but if

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Dependent-care flexible spending accounts aren’t just for kids’ expenses

Kimberly Lankford, Contributing Editor, and Kiplinger's Personal Finance •
Kiplinger

Can I use money from my employer’s dependent-care flexible spending account to pay for adult day care for my elderly mother, or is the account just for child care? The dependent-care FSA isn’t just for children. You can also use the money tax-free to cover care for other dependents while you work. To qualify, the

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5 costly reasons you hate your HOA

Kiplinger.com, Online Editor, and Bob Niedt •
Kiplinger

When you rent, it’s understood you’re playing by the landlord’s rules. But when you buy your own home, you expect to be in charge, deciding what to plant, what color to paint, where to walk the dog. Unless, that is, you live in a “common-interest community” governed by the most local form of government you

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