4 aggressive moves in your 40s to achieve long-term financial goals

Sandra Block, Senior Associate Editor, and Kiplinger's Personal Finance •
Kiplinger

The kids are old enough to drive themselves to band practice, and you’re planning an anniversary getaway with your spouse. Life is good. But college bills loom, and you’re neglecting your retirement accounts as you sock away money for college. Beef up investing. Saving for retirement is the priority. First, max out contributions to your

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What to do if you’re delinquent on your student loans

Staff Writer, Kiplinger's Personal Finance, and Kaitlin Pitsker •
Kiplinger

My son has fallen behind on his student loan payments. How can he get back on track? Have him contact the loan servicer immediately. Even one missed payment is considered a delinquency, and federal loans that have been delinquent for at least 90 days are reported to the three major credit agencies. If your son

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