I identify as a money nerd, but that’s not the reason I have three budgets. I’m a small business owner, a freelancer, and a money nerd, so my finances dictate that I have three separate budgets. As a business owner, I separate my personal and business finances for legal and tax reasons. Having separate bank
One of the biggest pitfalls of most small business owners is the inability to properly manage their cash flow. Good news is you don’t need to be a finance whiz to keep your cash flow in order. That said, you do have to develop a strategy that fits into your schedule and your business model.
So you finally have that great business idea and you’re ready to get started, but you just need some money for start up costs; or you’ve been doing well as a business owner, but have hit a rough patch somewhere along the way, and need an emergency fund to get by. Being a business owner
Investors often enjoy the excitement that comes with a strong bull market as we watch our investment portfolios grow. During these times, we aim to maximize the value and performance of our investments. And when bear markets hit, we seek to protect these assets. Whether we’re dealing with expansion cycles or recessionary risk cycles, we’re
Though millennials are often stereotyped as lazy, selfish and entitled, new research has again shown that donating to charities and volunteering are important to today’s young professionals. Eighty-four percent of the 1,584 millennial workers surveyed made a charitable donation last year, according to the 2015 Millennial Impact Report. The findings, conducted by the consulting firm
There are increasing numbers of older people starting their own business. When people retire they face a great challenge; how to survive without a job and how to find a purpose in life. For some it is an opportunity to pursue hobbies and sports that they love but others miss the buzz of the workplace.