The value of well-trained employees to a small business is priceless. However, when severe economic times bear down on us, employee training budget is usually the first to be cut. Cutting your small business’s training budget often makes sense at the time; however, it will prove to be a costly mistake in the long run.
This week’s question is not only our Money Monday for the week, it’s also part of our Money Talks series. It comes from David via email: How do you recommend getting on the same page with your spouse when it comes to finances? We both grew up with very different mindsets around money. My parents
Feeling financially unstable often stems from being unable to properly manage your money. If you’re living paycheck to paycheck, struggling to pay off debt, or just want to feel like you have more control over your money and what you spend it on, the first step is to get on a budget. Budgeting can seem
Budgeting is so important, but so hard to develop as a habit. You can faithfully crunch numbers once a month, only to find out you’re consistently spending more than you planned. I know, because it happens to me. That’s why I find breaking your monthly budget into a weekly budget can be really helpful. Why
Does it feel like you have more money going out than coming in each month? Do you get to the end of the month and wonder where all your cash has gone? If you’ve answered yes to these questions, you aren’t alone. While it’s certainly not easy to make a comfortable living and pay all
Only a third of Americans bother to create a written or computerized budget each month, according to a 2013 Gallup poll on budgeting, the most recent available. Considering the state of personal finance in the U.S., this actually explains a lot. A recent study showed that fewer than half of Americans have more than $1,000 in