Your budget is no place for wishful thinking

Trent Hamm •
The Simple Dollar
beautiful girl in sunset blowing a dandelion

Budgets are often presented as being some kind of magical tool that people can use that will transform their day-to-day life from an ongoing slow-motion financial disaster into a debt eliminating and wealth building machine. Quite often, personal finance books and websites buy into this picture, too. They immediately suggest creating a budget for your

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9 ways to earn extra cash this summer

the editors of Kiplinger's Personal Finance •
Kiplinger

Maybe you’re a teacher, with a couple months of downtime before the new school year in the fall. Or a student, hoping to pocket some summer spending money or get a jump-start on your retirement savings. Or, heck, just a hard-working 9-to-5er trying to fund an overdue beach trip or looming holiday gifts. You want

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5 ways your camping budget can go up in flames

Holly Johnson •
The Simple Dollar

Camping, in its rawest form, is one of the most frugal vacation options in the world. All you really need is a tent (or some other shelter), something to sleep in or on, basic supplies for cooking and eating, and the means to start and maintain a fire. Beyond those essential furnishings and skills, everything

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