Latest Articles

Leaving your digital legacy

Senior Adviser, CFP®, Ken Moraif, and Money Matters •
Kiplinger
Cyber security concept: closed padlock

My mom, who passed away a few years ago, was a very careful and meticulous person who kept a notebook with all of her online account passwords. Mom was also a Morse code operator in the Royal Air Force during WWII, so all of her passwords were in code. I was lucky: She told me

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How to just say no to binge spending

CFP®, Blue Ocean Global Wealth, Marguerita M. Cheng, and CEO •
Kiplinger
men suits in a store in Madrid

A client recently confided in me, expressing concern over her mother’s string of bad luck. Her mom was distraught over learning that her two-day hospital day was denied by her insurance. In addition, she had a bug problem and her landlord forced her to pay half of the cost for an exterminator. While she knew

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4 ways to map out your retirement journey

Fortune Financial Group, president, and Christopher Scalese •
Kiplinger
Boy reading the map in the forest

From technical glitches on the New York Stock Exchange to economic turmoil in Greece, in today’s information era of 24-hour news cycles, it can be easy to let emotions seep into your investment decisions. As you approach and transition into retirement, buy-and-hold waiting games in times of double-digit fluctuations can be scary and impractical. The

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