Latest Articles

The Mural Building: City Year


Our current mural highlights City Year, an organization that works to combat the external factors and obstacles that interfere with Chicago students reaching their full potential. The organization has identified three warning signs that indicate a student is at risk of dropping out: poor attendance, disruptive behavior and course failure in math and English. City


6 smart and simple money tips for new grads

CFP®, Blue Ocean Global Wealth, Marguerita M. Cheng, and CEO •

Graduating college is a huge achievement, deserving of the celebrations that typically go along with it. With a diploma in hand, you can see the world open wide for you, and the possibilities for your future can seem endless. On the other hand, adulthood comes with rent, car payments, job searches and student loan repayments–and


Here’s how much your credit score impacts your mortgage and auto loan rates

John Ulzheimer •
The Simple Dollar

When you apply for a new loan, the most influential factor in determining your interest rate is your credit and, more specifically, your credit scores. Other factors certainly matter during your loan’s underwriting, such as your income and employment history, but the importance of your credit scores cannot be overstated when a lender decides which