Latest Articles

5 smart ways to boost profits at your lemonade stand – or any small business

Janine Puhak and intern •
Kiplinger

When the summer heat spikes, there’s nothing as refreshing as an ice-cold drink. That’s why for generations of ambitious youngsters, running a lemonade stand has served as an introduction to entrepreneurship. As a 5-year-old, I set up shop one summer with my friend John, who lived near a busy park. We served hundreds of cups

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Rethinking your retirement nest egg

ChFC, president, Udell Associates, Bruce S. Udell, MCEP, and Clu •
Kiplinger

John and Jennifer are feeling really good about their “golden years.” Jennifer retired two years ago, and John just retired last month. John has a sizable 401(k) account, a small pension and Social Security. Jennifer has a small pension and Social Security also. So, they are feeling rather affluent at the moment and looking forward

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4 ways to disaster-proof your homeowners insurance policy

Pat Mertz Esswein, Associate Editor, and Kiplinger's Personal Finance •
Kiplinger

One-half to two-thirds of homeowners who experience a total loss don’t have enough insurance to rebuild their home and replace their belongings, according to post-disaster surveys of homeowners by United Policyholders, a consumer advocacy group. Thankfully, most homeowners never experience a total loss. But when a catastrophic loss does occur, the gap in coverage can

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New strategies to get more financial aid

Staff Writer, Kiplinger's Personal Finance, and Kaitlin Pitsker •
Kiplinger

Starting this fall, the process of applying for financial aid gets a reboot. College students and their families will be able to file the Free Application for Federal Student Aid–used to determine financial aid from the government as well as from colleges–three months earlier, or as early as October 1. Instead of estimating data from

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Why your kid needs a Roth IRA

Founding Publisher, Editor, Moneypaper, and Vita Nelson •
Kiplinger

As a Kiplinger reader, I’m sure you’re aware of the advantages of a Roth IRA compared with a traditional IRA. The main benefit, of course, is that under current law, qualified Roth IRA distributions aren’t taxed, no matter how much income is reported on the owner’s tax return. What you may not know is that

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