Latest Articles

How to just say no to binge spending

CFP®, Blue Ocean Global Wealth, Marguerita M. Cheng, and CEO •
men suits in a store in Madrid

A client recently confided in me, expressing concern over her mother’s string of bad luck. Her mom was distraught over learning that her two-day hospital day was denied by her insurance. In addition, she had a bug problem and her landlord forced her to pay half of the cost for an exterminator. While she knew


4 ways to map out your retirement journey

Fortune Financial Group, president, and Christopher Scalese •
Boy reading the map in the forest

From technical glitches on the New York Stock Exchange to economic turmoil in Greece, in today’s information era of 24-hour news cycles, it can be easy to let emotions seep into your investment decisions. As you approach and transition into retirement, buy-and-hold waiting games in times of double-digit fluctuations can be scary and impractical. The


8 ways to prevent smartphone data breaches

Arlington Capital Management, Investment Adviser Representative, Justin J. Kumar, and Senior Portfolio Manager •
hand hold smart phone, cell phone, mobile over blurred image

Your phone is essentially a one-stop shop for your data and, if stolen or exposed to identity thieves, can compromise your identity and financial accounts. People are using smartphones for more of their digital needs, but even if you don’t use mobile banking or financial apps, your phone could store sensitive data from online shopping,


The magic math of paying yourself first

Holly Johnson •
The Simple Dollar
Saving money and account banking for finance business concept

When my husband and I first started building a life together in our 20s, we treated our money the way too many young couples do: We bought what we wanted, made an unenthusiastic effort to save, and crossed our fingers that everything would work out for the best. Not surprisingly, things didn’t always turn out that great.